Products & Services

Delivering financial solutions tailored to the unique needs of individuals, businesses, and communities across Ghana.

Savings Accounts

Grow Your Savings, Secure Your Future

Our diverse range of savings accounts are designed to accommodate every income level and financial goal. Whether you save daily or monthly, our accounts offer competitive rates and flexible terms.

Regular Savings Account

Fixed Deposit Account

Susu / Group Savings

Current Account

Competitive interest rates above market average
Daily, weekly, and monthly savings plan options
No hidden charges — transparent fee structure
Overdraft facility available on current accounts
Easy account opening with minimal documentation

SAVINGS ACCOUNT

LOANS & CREDIT FACILITY

The Capital You Need to Grow

Whether you’re a farmer needing equipment, an entrepreneur expanding operations, or a family with urgent needs — our loan products offer affordable financing with flexible repayment terms.

Competitive interest rates regulated by BOG
Flexible repayment schedules up to 36 months
Fast approval — as quick as 48 hours
Group lending with financial literacy support
Agricultural loans aligned with harvest cycles

APPLY FOR A LOAN

DIGITAL BANKING

Bank Anytime, Anywhere

Our digital banking platforms — mobile app and e-banking portal — bring the full power of Atebubu Rural Bank to your fingertips, whether you’re in Atebubu or anywhere in Ghana.

24/7 access to your accounts
Instant interbank transfers via GhIPSS
Bill payments and airtime purchase
Secure two-factor authentication
Real-time transaction notifications via SMS

DOWNLOAD MOBILE APP

LOANS & CREDIT FACILITY

Obaapa Account — Empowering Women in Business

The Obaapa Account is a special financial product designed to empower women entrepreneurs in the SME market. It offers preferential loan rates, business support services, and a financial ecosystem built around the needs of Ghana’s hardworking businesswomen.

Discounted Loan Rates

SME Support

Business Training

Group Savings

Access loan facility at a discounted interest rate
Business development and mentorship programs
Financial literacy workshops for women
Flexible repayment aligned to business cycles
Connect to women’s enterprise networks

OPEN OBAAPA ACCOUNT

CHILDREN'S INVESTMENT ACCOUNT

Me Mma Yiedie — Invest in Your Child’s Tomorrow

Save towards your child’s personal and educational upkeep with our high interest-yielding investment account. Opened on behalf of children and wards, Me Mma Yiedie ensures your child has a strong financial foundation from the very beginning.

No account maintenance fee — all interest goes to the child
High-interest-yielding investment account
Covers personal and educational expenses
Can be opened from birth to age 17
Managed by parent or guardian until adulthood

OPEN FOR MY CHILD

TRANFERS & FOREIGN EXCHANGE

Send & Receive Money, Near & Far

Our money transfer and foreign exchange services provide fast, secure, and affordable ways to move money locally and internationally. Competitive rates and low fees make us the preferred choice in the Bono Region.

Domestic Transfers

International Remittances

Foreign Exchange

Mobile Money Integration

Same-day domestic transfers via GhIPSS
International money transfers at competitive rates
Buy and sell foreign currencies
Mobile money wallet integration (MTN, Vodafone)
Lowest transfer fees in the region

LEARN MORE

Not Sure Which Product is Right For You?

Our friendly team will help you find the perfect financial solution.

Talk to Us